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Savings/Checking Rates:
Effective 05/01/2011

Regular Share Account, Vacation Club, Christmas Club and Special Share Account Rates:

                     Balance:                              Dividend Rate                             APY*
                     Less than $100.                          0.000                                 0.000       
                     $100 through $499.99                  0.050                                 0.050        
                     $500.00 through $1,499.99           0.100                                 0.100        
                     $1,500.00 or more                       0.200                                 0.200      

              Children's Share Account Rates:

                     Balance:                              Dividend Rate                             APY*
                     Less than $25.00                         0.000                                 0.000
                     $25.00 through $499.99                0.050                                 0.050   
                     $500 through $1,499.99                0.100                                 0.100  
                     $1,500 or more                            0.200                                 0.200 

               Share draft (checking) Rates:

                     Balance:                              Dividend Rate                             APY*    
                     $500 and above                           0.10                                 0.10

*APY stands for Annual Percentage Yield. Some savings instruments may have a penalty for withdrawal before maturity.
Rates are subject to change without notice. Contact the credit union for more information.