- Share draft/checking account: With checking at WMCU members pay no minimum balance fees if their account balance remains above $100. There is no limit to the number of checks members are allowed to write and no "per check" fee for normal processing of checks. The first box of checks on a new account is offered at a reduced rate and we have many styles to choose from. WMCU checking accounts are accessible through our audio response system and by using one of our ATM cards. Some restrictions may apply. Contact member service for details.
- Autmomated Teller Machine (ATM) cards: Members use the WMCU ATM card to access money nationwide, 24 hours a day. Many credit union ATMs across the country do not add surcharges to ATM withdrawals with our cards. In addition, our cards offer "point-of-sale" transaction capability (for share draft/checking accounts only) at locations where members have the option of keying in their personal identification numbers (PIN) to complete transactions.
- Corporate checks: Members are allowed one free corporate check per week. Additional corporate checks per week have a fee. These checks are certified funds and can be withdrawn in person, by telephone or by using the audio response system after hours. These checks can be withdrawn from any eligible credit union account. For security purposes, corporate checks can only be mailed to the member's address associated with their regular share account.
